Between the Ts

If America’s 250th anniversary can teach us anything, it’s that declaring freedom is easy—but maintaining it requires strategy, sacrifice, and consistent action. The same is true of personal finance. True financial independence comes with a cost, and it requires a plan.
In this edition of Between the Ts, we sit down with Chris Bearden, Chief Financial Officer for Texas Bank and Trust, to examine The High Cost of Financial Freedom and how everyday financial decisions can shape our future. Listen now and be encouraged to take your next step toward financial freedom.
Member FDIC

School's out for the summer, and vacation season has arrived! But did you know it is possible to save a significant amount of money on vacation by doing a little pre-planning? In this episode of BETWEEN THE Ts, Kelly Rankin, Treasury Management Customer Support Supervisor for Texas Bank and Trust, shares how her family saves thousands of dollars on vacations, and how our listeners can use some simple steps to maximize their budgets, both on the go or while “stay-cationing” close to home.

Ever wonder why some small businesses with steady customers still struggle to stay afloat?
In this episode of Between the Ts, we take a practical look at the financial habits and overlooked decisions that can quietly hold entrepreneurs back. From cash flow blind spots and mixing personal and business finances to the challenges of planning for slower seasons, this conversation breaks down what often gets missed when a passion project turns into a profitable business.
You’ll also hear how lenders evaluate financial health and what it really means for a business to be “bankable” in today’s economy. Tune in for straightforward, real-world insights that can help you avoid common pitfalls and set your business up for more stable, sustainable growth.
Member FDIC and Equal Housing Lender. All lending products offered by Texas Bank and Trust are subject to credit approval.

It’s never too early to begin teaching children the value of money and wise ways to save for their future. April is Teach Children to Save Month and in this edition of Between the Ts, we discuss ways to make learning about money fun and interactive for children of all ages. After listening to our conversation, be sure to check out our engaging animated lessons called The Money Project at www.thisismytbt.com.
Also, if you find value in our content, like, share, and subscribe for future episodes.

Have you ever wondered what first-time home buyers miss when they jump straight into house hunting?
In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us off guard. 
Join us as we dive into the world of home ownership and explore ways to remove the mystery that surrounds this exciting journey. 
Between the Ts is a production of Texas Bank and Trust, Member FDIC and Equal Housing Lender. All TBT lending products are subject to credit approval. NMLS # 402927

Are you tired of fintech frustrations and impersonal big-bank service when running your small business? In this episode of Between the Ts from Texas Bank and Trust, host Aaron May and Treasury Management expert Cameron Robb reveal why community banks deliver the same advanced treasury tools—like ACH payments, remote deposit capture, and mobile merchant services—paired with real relationships and responsive support that fintechs often struggle to match. Hear how banks with roots in the local community give them a personalized connection to the customers they serve while still being strong enough to provide protection from fraud. Tune in to discover how high-tech meets high-touch for small business banking.
 
#SmallBusinessBanking #CommunityBank #FintechVsBank

AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans.
Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception.
 
#AI #AIandSociety #CyberSecurity #TechTalk #Digital Privacy #AIFuture #AIinBanking

What if your investments could make a difference, not just in your future but also in the world around you? In this edition of Between the Ts, we discuss how values-based investing turns your 401(k) and stock picks into real impact by being intentional in searching out companies that give to causes you care about as an individual. Additionally, we examine how to remain financially prudent and how to avoid sacrificing market performance in exchange for a values alignment. Whether you’re a seasoned investor or just starting your financial journey, this conversation has something for you.
Investment products are not a deposit or obligation of Texas Bank and Trust, not guaranteed by Texas Bank and Trust, not insured by FDIC or any federal government agency, and may go down in value.