When Good Credit is Not Enough

Have you ever wondered how a bank makes the determination on loan applications? What factors are considered when they either approve or deny a loan? While a credit score is one of the primary items reviewed, there are times when even a good credit score may not be enough to qualify for a loan.

In this edition of Between the Ts, we sit down once again with TBT Lending Officer Zach Gilbert to discuss how loan decisions are made, as well as tips on how we can evaluate the difference between what we can qualify for and what we can actually afford.